Every policy is written in plain English. You pay for the cover you need — nothing bundled in that you did not ask for.
Answer a short set of questions online or over the phone and get a firm, no-obligation figure the same day.
Most approved claims are paid within two business days, with a named handler who keeps you posted at every step.
A ten-minute conversation about what you own, who depends on you and what keeps you up at night.
One page. What is covered, what is not, and the exact monthly figure. No asterisks buried in footnotes.
Your documents arrive the same day, and your named advisor stays with your account year after year.
Most policies are active the same day you accept the quote. Home and business cover involving a survey may take up to five business days.
A first claim on auto or home cover does not affect your renewal price. Repeated claims are reviewed individually, and any change is explained to you in writing before renewal.
Yes. We can schedule each line to move across as it comes up for renewal, so you never pay twice and never have a gap in cover.
Your cover continues for a 14-day grace period while we get in touch. Nothing lapses without a phone call and a written notice first.